Frequently Asked Questions

Get clear, honest answers to the most common questions about planning for your funeral, costs, and options.

Planning for your funeral is the process of making your funeral arrangements in advance, while you're still healthy and able to make decisions. It includes documenting your wishes for the type of service, burial or cremation, and any personal details you'd like included. It can also involve prepaying to lock in today's prices and relieve your family of financial burden.

Learn why planning for your funeral matters

A preneed plan is the industry term for a funeral plan that is arranged and often paid for before the time of need. It's a legally binding agreement between you and a funeral provider that outlines the services and products you've selected, along with the payment terms. It ensures your wishes are carried out exactly as you specified.

Planning for your funeral protects your family from making difficult, expensive decisions while grieving. It ensures your wishes are honored, locks in today's prices against future inflation, and gives you the peace of mind that everything is taken care of. It's widely considered one of the most thoughtful gifts you can give your loved ones.

Read our in-depth guide on why planning for your funeral matters

There's no wrong age to start. While many people begin planning in their 50s or 60s, younger adults benefit too - especially because locking in prices early means greater savings. The best time to plan is when you're healthy and can make clear, thoughtful decisions without pressure.

Not at all. In fact, it's one of the most responsible and caring things you can do. Over 60% of Americans say they believe planning ahead is important, and families who've experienced the benefit of a planned funeral overwhelmingly describe it as a gift. It removes guesswork and lets your family focus on healing.

See why families say planning ahead is a gift

Yes. Your plan is a living document that can be updated as your preferences change. Whether you move, change your mind about burial vs. cremation, or simply want to add personal details, your plan can be modified at any time.

Learn more about the flexible planning process

Your plan can transfer with you. If you relocate, we work with participating providers in your new area to ensure your arrangements stay intact. Your prepaid funds are held in a state-regulated trust and are protected regardless of where you live.

Your funds are held in a state-regulated trust account, separate from the funeral home's operating funds. This means your money is protected even if the provider closes. Your plan and funds can be transferred to another participating funeral home.

Look for a licensed, state-regulated provider with transparent pricing, membership in professional associations like the NFDA, and positive community reviews. Reputable funeral homes will always provide a written General Price List and never pressure you. Be cautious of any provider that refuses to share pricing or rushes your decisions.

Read our full guide on choosing a reputable funeral home

Many families find this conversation easier than expected. Choose a calm, private moment and frame it as a gift you're giving them. Explain that you want to remove the burden of last-minute decisions and that you'd appreciate their support. Our specialists can also help facilitate these conversations.

Key documents include your will, advance directive or living will, power of attorney designation, insurance policies, a list of financial accounts, and your funeral plan itself. Store copies in a safe, accessible place and make sure your executor or a trusted family member knows where to find them.

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Still Have Questions?

Our compassionate specialists are here to answer any question you have - no matter how big or small. There's never any pressure or obligation.