Protecting the privacy of your financial and medical information has always been and will continue to be a matter of top priority to the Loyal Christian Benefit Association (LCBA). When used in this notice, the following terms have the meaning shown.
Definitions
Public Information means information that is lawfully available to the general public from: Federal, State or local government records; widely distributed media; or, disclosures to the general public that are required to be made by Federal, State or local law.
Non-Public Information means personally identifiable financial and medical information. It also means any list, description or other grouping of individuals, and publicly available information pertaining to them, that is derived from any personally identifiable information that is not publicly available.
Consumer Reporting Agency means an entity which regularly provides reports (Consumer Reports) including information regarding an individual’s: general reputation, character, personal characteristics or mode of living and financial status. The information may be obtained through interviews with the individual or third parties such as the individual’s: business associates, family members, friends, neighbors, acquaintances or financial sources.
Information We Collect
We obtain information about you from the following sources:
- Information that you provide to us in an application or other form (such as name, address, social security number, etc.)
- Medical or health care providers as needed for underwriting insurance or processing claims (such as medical history, death certificate, etc.)
- Information about your transactions with us (such as premium payments, loans, claims, etc.) or others
- Information that we may receive from a Consumer Reporting Agency.
How We Share Your Information
We do not disclose any personal, non-public information about you to anyone, except as permitted or required by law. We will not disclose any personal medical information about you, except as permitted by law or as you may authorize. We only disclose non-public information as needed for LCBA to provide insurance, insurance functions and fraternal benefits.
How We Protect Your Information
We restrict access to your personal, insurance and medical records to those of our employees who need to know that information in order to provide insurance, insurance functions or Fraternal benefits to you. We are, and will continue to be, vigilant in the safeguarding of your personal financial and medical information. We maintain physical, electronic and procedural safeguards to comply with Federal and State regulations regarding the safeguarding of Non-Public Information.
Annual Notice
We are required, at least annually, to provide our privacy policy to our customers and do so in our Direction magazine.
Cookies, Google Tags, and Your Choices
Our website uses cookies and similar technologies, including Google tags (such as Google Ads and the Google tag for conversion tracking and remarketing). These tools help us understand how visitors use our site, measure the performance of our advertising, and present relevant information to people who have shown interest in our services.
Because we serve customers in the United States, these technologies are enabled by default when you visit our site. We operate on an opt-out basis, and you can control your choices at any time through the cookie notice that appears on our site. You may select “Reject All” to turn off all non-essential cookies, “Accept All” to allow them, or “Manage Cookies” to turn the Analytics and Marketing categories on or off individually and then save your preferences. Strictly Necessary cookies are always active because they are required for the site to function. When you decline Marketing cookies, we disable the Google tag so that it no longer collects information about your visit.
Information collected through Google tags may include your device and browser type, pages visited, and interactions with our site. This data is processed by Google in accordance with its own privacy practices. You can learn more about how Google uses this information at policies.google.com/technologies/partner-sites.
You can also manage cookies through your browser settings and opt out of personalized Google advertising by visiting adssettings.google.com.
Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us at 1-888-512-PLAN (512-7526) or info@yourfuneralplan.org.